FinTech and Digital Assets
We advise financial institutions, neobanks, payment service providers, cryptocurrency providers, technology providers, market infrastructure operators, platforms, investors, funds and new digital operators on the design, structuring, contracting and regulatory deployment of projects, solutions and services in fintech environments, digital assets, and the implementation of DLT in market infrastructure: payments, e-money, consumer credit, open banking and open finance, embedded finance, regtech, insurtech, wealthtech, digital financial platforms, technology outsourcing, alliances between regulators and technology providers, alliances with cryptocurrency providers, as well as issuances, public offerings, admission to trading, placement, exchange and custody of cryptoassets, tokenization of real-word assets, stablecoins, tokenized financial instruments, wallets, exchanges, smart contracts and NFTs. Our 360º expert advice covers financial regulation (PSD2, EMD2, MiCA, MiFID II, MiFIR, AIFMD, AMLD and the DLT Pilot Regime Regulation, and their interpretation by supervisory authorities) and digital regulation of the financial sector and digital assets (DORA and cybersecurity, AI Act, GDPR, digital identity and eIDAS 2), commercial collaboration and Banking-as-a-Service agreements, consumer contracts, private law aspects, IP, taxation, litigation, fraud, asset recovery and insolvency treatment of digital assets in regulated and highly innovative environments.