The transformation of the global financial sector, spurred by the advent of fintech, is both changing how current operators provide services and paving the way for new operators to appear, in tandem with changing consumer habits and client expectations. This new environment raises many questions about the role innovation can play in supervisory tasks and in regulating the fintech universe as part of our financial system. All these issues were discussed in depth at an event organized by Garrigues and the IEAF-FEF, held at the firm’s offices.