##  [Julia Santos Penido](/en_GB/team/julia-santos-penido) 

![Julia Santos Penido- Garrigues](/sites/default/files/team/photo/Julia_Santos_Penido_20230518.jpg) 

 

 Julia Santos Penido  Senior associate 

 <julia.santos@garrigues.com> - [Madrid](/en_GB/office/madrid)+34 91 514 52 00





- Registered lawyer, nº 126797
    
    I. Colegio de la Abogacía de Madrid



 

 

 [![Print](/themes/custom/garriguestheme/img/iconos/impresora-white.png)](../print/view/pdf/equipo_pdf/block_equipo_detalle_pdf?view_args[]=899 "Print") [![vCard](/themes/custom/garriguestheme/img/iconos/card-white.png)](../team/899/vcard.vcf "Download") 

 

 









 

 



 

 

 

Julia Santos is a senior associate of the Tax Department of Garrigues and joined the firm in 2016. She specializes in the taxation of capital markets, financial institutions and financial products. She provides ongoing tax advice to multinational groups and entities from the banking, financial, insurance and private equity sectors, among others. Julia has a Double Degree in Law and Economics &amp; Business Administration (ICADE-E-3) and a Master’s Degree from Universidad Pontificia Comillas.

### <a aria-controls="panelsStayOpen-collapse0" aria-expanded="false" class="accordion-a collapsed" data-bs-target="#panelsStayOpen-collapse0" data-bs-toggle="collapse" role="button" type="a">Experience</a>

Julia has extensive experience in rendering ongoing tax advice to tax consolidated groups and entities, both national and international, from the banking, financial, insurance and private equity sectors, among others.

Moreover, she actively participates in the analysis of financial products, being specialized in debt and preferred share issuances carried out by national and international issuers and in the structuring of securitization funds, working on an ongoing, coordinated basis in these and other areas with lawyers from multiple jurisdictions.

She also has experience in all kinds of business restructuring operations, due diligence processes and financing transactions.

Similarly, she provides ongoing advice during tax inspection procedures and economic-administrative and judicial review proceedings.

She has been a speaker on courses related to the taxation of private equity entities.

 

 

 

### <a aria-controls="panelsStayOpen-collapse1" aria-expanded="false" class="accordion-a collapsed" data-bs-target="#panelsStayOpen-collapse1" data-bs-toggle="collapse" role="button" type="a">Academic background</a>

- Julia María has a Double Degree in Law and Economics &amp; Business Administration (E3/ICADE) from Universidad Pontificia Comillas.
- She has a master in Access to the Legal Profession from Universidad Pontificia Comillas.

 

 

 

### <a aria-controls="panelsStayOpen-collapse2" aria-expanded="false" class="accordion-a collapsed" data-bs-target="#panelsStayOpen-collapse2" data-bs-toggle="collapse" role="button" type="a">Teaching activity</a>

She has been a speaker on courses related to the taxation of private equity entities.

 

 

 

### <a aria-controls="panelsStayOpen-collapse3" aria-expanded="false" class="accordion-a collapsed" data-bs-target="#panelsStayOpen-collapse3" data-bs-toggle="collapse" role="button" type="a">Memberships</a>

She is a member of the Madrid Bar Association.

 

 

 

 





 

 



 

 

### Services

 

[ **Tax** ](/en_GB/services/tax)



[Private Equity ](/en_GB/services/private-equity)



[Insurance ](/en_GB/services/insurance)



[Banking and Finance ](/en_GB/services/banking-and-finance)



[Mergers &amp; Acquisitions ](/node/12824)



 

 



 

## Find a professional

   

 Oficina OfficeA CoruñaAlicanteAsia-Pacific DeskBarcelonaBilbaoBogotaBrazilian Desk BrusselsCasablancaFrench DeskGerman DeskIndian DeskItalian DeskLas Palmas de Gran CanariaLimaLisbonLondonMadridMalagaMexico CityMonterreyMurciaNew YorkOportoOviedoPalma de MallorcaPamplonaQueretaroSan SebastianSantiago de ChileSevilleShanghaiSta. Cruz de TenerifeUS-Canadian DeskValenciaValladolidVigoWarsawZaragoza 

 Servicio ServiceAdministrative and Constitutional LawAgribusiness and FoodAutomotiveBanking and FinanceCorporate and M&amp;ACriminal Law and Internal InvestigationsData Economy, Privacy and CybersecurityDispute Resolution: Litigation and ArbitrationEnergyEU and Antitrust LawFamily BusinessFashion LawFinancial RegulationHuman Capital ServicesInfrastructureInsuranceIntellectual PropertyLabor and EmploymentLife Sciences and HealthcareMedia and EntertainmentPlanning, Zoning and EnvironmentPrivate EquityReal EstateRestructuring and InsolvencySecurities MarketsSportsStartups &amp; Open innovationSustainabilityTaxTechnology, Communications and DigitalTourism and HotelsTransport, Logistics and Shipping 

 Cargo PositionExecutive ChairmanSenior PartnerHonorary ChairmanPartnerLocal partnerOf counselCounselPrincipal associateSenior associateAssociateJunior